Live · 40+ lenders

G'day. 👋 LendScope is your panel.

It's Tuesday 14 May3 lenders updated rates today. 1,247 brokers ran scenarios this week.
Lenders on panel
27
All Australian lenders · Updated weekly
Avg scenario check
28s
vs. 6 calculators, ~30 min manual
Brokers using LendScope
1,247
+86 this month

Your panel, right now

Sample scenario · $640k @ 80% LVR
LenderStatusRateDTIMax loan
MAC
Macquarie
Major non-bank
Pass 5.89% 6.2× / 9.0 $1.24M
ING
ING
International
Pass 5.94% 5.9× / 7.0 $1.19M
CBA
Commonwealth Bank
Big four
Pass 6.04% 5.7× / 7.0 $1.16M
ANZ
ANZ
Big four
Pass 6.14% 5.8× / 7.5 $1.11M
PEP
Pepper Money
Non-bank
Refer 6.49% 6.8× / 8.0 $0.96M
ATH
Athena
Digital
Fail 5.99% — / 6.0
+ 21 more lenders · 18 passing, 3 refer, 6 fail Open in app →

What changed today

3 updates · 14 May
Live
MAC
Macquarie dropped variable owner-occupier rate.
09:12 · LVR ≤ 80% · P&I
▼ 0.05
WBC
Westpac raised DTI cap to 7.0× across all owner-occ products.
11:48 · policy change
Policy
ANZ
ANZ added $3k refinance cashback (deals settled by 30 Jun).
14:02 · promotion
Offer

Quick scenario

Edit any value
Household income$167,000
Liabilities (monthly)$640
Property · deposit$800K · $160K
$1.24MMax borrowing power
18 passing 3 refer 5.89% lowest
Built around brokers

Made for the way deals actually run.

Live policy. Live rates. Live thinking.

40+ lenders. One input.

Real rates. Real APRA buffers. Real DTI caps. Updated weekly from lender policy documents — no assumptions, no stale data.

Big 4 Regionals Mutuals Non-bank Digital

DTI & NSR side by side.

Every lender's debt-to-income limit and net surplus ratio in a single view. No spreadsheets. No switching between calculators.

Macquarie6.2×
CBA5.7×
Pepper6.8×
Resimac7.5×
Per-lender Live caps

Variable or fixed — switch in one click.

Compare borrowing power across variable and 2-year fixed rates simultaneously. See which rate type opens more lenders.

Variable5.89%
2 yr Fixed5.74%
Var IO6.34%
+2 lenders on Fixed
From the field

How brokers actually use LendScope.

Real workflows · real names
Refinance

Before LendScope, I was manually checking six lender calculators for every client. Now I do it in under 30 seconds and catch DTI breaches before they're a problem.

JR
James R.
Senior Mortgage Broker · Sydney NSW
First home buyer

The DTI column alone has saved me three deals this month. I knew which lenders to target before the client even sent paystubs through.

PK
Priya K.
Credit Adviser · Melbourne VIC
Investment

The policy notes are the killer feature. It catches edge cases — bonus shading, HECS treatment — that I'd otherwise miss in the rush.

MO
Marcus O.
Principal · Reynolds Finance · Brisbane QLD

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