https://lendscope.com.au/panel-changes.html Rates refreshed, lenders added or removed, policy corrected — derived from the panel data file's history. en-au © 2026 Aartan Group Pty Ltd Thu, 03 Sep 2026 23:00:00 +0000 1440 https://lendscope.com.au/panel-changes.html panel-150fd31-policy-fmc-0 Thu, 03 Sep 2026 23:00:00 +0000 policy max LVR 95% → 90% https://lendscope.com.au/panel-changes.html panel-150fd31-policy-nab-1 Thu, 03 Sep 2026 23:00:00 +0000 policy rental shading 80% → 90% https://lendscope.com.au/panel-changes.html panel-150fd31-policy-cba-2 Thu, 03 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.4% https://lendscope.com.au/panel-changes.html panel-150fd31-rate-gsb-3 Thu, 03 Sep 2026 23:00:00 +0000 rate from 6.14% https://lendscope.com.au/panel-changes.html panel-4f1279d-policy-fmc-4 Thu, 03 Sep 2026 23:00:00 +0000 policy max LVR 90% → 95% https://lendscope.com.au/panel-changes.html panel-4f1279d-policy-cba-5 Thu, 03 Sep 2026 23:00:00 +0000 policy assessment floor 5.4% → 5.25% https://lendscope.com.au/panel-changes.html panel-4f1279d-rate-gsb-6 Thu, 03 Sep 2026 23:00:00 +0000 rate from 6.04% https://lendscope.com.au/panel-changes.html panel-3845ebe-rate-gsb-7 Wed, 02 Sep 2026 23:00:00 +0000 rate from 6.14% https://lendscope.com.au/panel-changes.html panel-20caa1e-policy-fmc-8 Wed, 02 Sep 2026 23:00:00 +0000 policy max LVR 95% → 90% https://lendscope.com.au/panel-changes.html panel-20caa1e-policy-cba-9 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.4% https://lendscope.com.au/panel-changes.html panel-20caa1e-rate-gsb-10 Wed, 02 Sep 2026 23:00:00 +0000 rate from 6.04% https://lendscope.com.au/panel-changes.html panel-fe94635-rate-gsb-11 Wed, 02 Sep 2026 23:00:00 +0000 rate from 6.14% https://lendscope.com.au/panel-changes.html panel-6f8270c-rate-bkw-12 Wed, 02 Sep 2026 23:00:00 +0000 rate from 6.19% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-bfr-13 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-gsb-14 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-nrma-15 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-uty-16 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-vir-17 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-unl-18 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-hms-19 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-moh-20 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-red-21 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-lca-22 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-wel-23 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-ath-24 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-fmc-25 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-res-26 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-lib-27 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-pep-28 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×0.95 → ×1 · rental shading 85% → 80% · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-bcu-29 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-plb-30 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-pnb-31 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-imb-32 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-grb-33 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-ncp-34 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-pcu-35 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-sun-36 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-ubk-37 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-bsa-38 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 · bonus / overtime shading 50% → 80% · rental shading 75% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-bom-39 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 · bonus / overtime shading 50% → 80% · rental shading 75% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-stg-40 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 · bonus / overtime shading 50% → 80% · rental shading 75% → 80% https://lendscope.com.au/panel-changes.html panel-0ef2b19-policy-ing-41 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 · bonus / overtime shading 50% → 80% · rental shading 75% → 80% https://lendscope.com.au/panel-changes.html panel-b2e3185-rates-all-42 Wed, 02 Sep 2026 23:00:00 +0000 rates 14 down, 5 up · lowest variable now 5.84% https://lendscope.com.au/panel-changes.html panel-266de21-policy-qud-43 Wed, 02 Sep 2026 23:00:00 +0000 policy max LVR 95% → 98% · max loan $2M → $5M · bonus / overtime shading 50% → 100% · credit-card factor 3.8% → 3.82% https://lendscope.com.au/panel-changes.html panel-266de21-policy-bau-44 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 7.25% · bonus / overtime shading 50% → 80% · credit-card factor 3.8% → 3.82% https://lendscope.com.au/panel-changes.html panel-266de21-policy-cfb-45 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 7.25% · HEM multiplier ×1 → ×1.05 · bonus / overtime shading 50% → 80% · credit-card factor 3.8% → 3.75% https://lendscope.com.au/panel-changes.html panel-266de21-policy-bls-46 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment buffer 3% → 2% · max LVR 85% → 90% · HEM multiplier ×0.95 → ×1 · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-266de21-policy-gwy-47 Wed, 02 Sep 2026 23:00:00 +0000 policy max LVR 90% → 95% https://lendscope.com.au/panel-changes.html panel-266de21-policy-byd-48 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · rental shading 80% → 90% · self-employed shading 85% → 100% · casual shading 85% → 100% https://lendscope.com.au/panel-changes.html panel-266de21-policy-bkv-49 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 7.25% · max LVR 90% → 95% · bonus / overtime shading 50% → 80% · credit-card factor 3% → 3.82% https://lendscope.com.au/panel-changes.html panel-266de21-policy-tmu-50 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · self-employed shading 85% → 100% · casual shading 85% → 100% https://lendscope.com.au/panel-changes.html panel-266de21-policy-wbc-51 Wed, 02 Sep 2026 23:00:00 +0000 policy rental shading 75% → 95% https://lendscope.com.au/panel-changes.html panel-89e5298-policy-anz-52 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 https://lendscope.com.au/panel-changes.html panel-3264847-policy-nab-53 Wed, 02 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-933391a-policy-mys-54 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 6% · bonus / overtime shading 50% → 80% · rental shading 80% → 100% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-933391a-policy-awb-55 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 7% https://lendscope.com.au/panel-changes.html panel-933391a-policy-me-56 Wed, 02 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.75% · bonus / overtime shading 50% → 80% · rental shading 80% → 90% · credit-card factor 3% → 3.8% · casual shading 85% → 92.3% https://lendscope.com.au/panel-changes.html panel-933391a-policy-bkw-57 Wed, 02 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 https://lendscope.com.au/panel-changes.html panel-b01b289-policy-lat-58 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment buffer 3% → 2% · HEM multiplier ×0.95 → ×1 · credit-card factor 2.5% → 3.8% https://lendscope.com.au/panel-changes.html panel-b01b289-policy-amp-59 Tue, 01 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 https://lendscope.com.au/panel-changes.html panel-b01b289-policy-mac-60 Tue, 01 Sep 2026 23:00:00 +0000 policy HEM multiplier ×1.05 → ×1 · bonus / overtime shading 50% → 80% https://lendscope.com.au/panel-changes.html panel-b01b289-policy-nab-61 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.75% · HEM multiplier ×1.05 → ×1 · rental shading 75% → 80% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-lat-62 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.3% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-awb-63 Tue, 01 Sep 2026 23:00:00 +0000 policy bonus / overtime shading 50% → 80% · rental shading 80% → 100% · credit-card factor 3% → 3.8% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-bkw-64 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.4% · rental shading 75% → 90% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-amp-65 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 6.5% · bonus / overtime shading 50% → 80% · casual shading 80% → 88.5% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-mac-66 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.3% https://lendscope.com.au/panel-changes.html panel-e377e0f-policy-anz-67 Tue, 01 Sep 2026 23:00:00 +0000 policy assessment floor 5.25% → 5.1% · max LVR 95% → 92% · bonus / overtime shading 50% → 80% · rental shading 75% → 90% https://lendscope.com.au/panel-changes.html panel-a0adf43-added-bfr-68 Sat, 08 Aug 2026 23:00:00 +0000 added Variable rate 6.24% · regional https://lendscope.com.au/panel-changes.html panel-a0adf43-added-qud-69 Sat, 08 Aug 2026 23:00:00 +0000 added Variable rate 6.13% · regional https://lendscope.com.au/panel-changes.html panel-a0adf43-added-bau-70 Sat, 08 Aug 2026 23:00:00 +0000 added Variable rate 6.13% · regional https://lendscope.com.au/panel-changes.html panel-a0adf43-added-gsb-71 Sat, 08 Aug 2026 23:00:00 +0000 added Variable rate 6.14% · regional https://lendscope.com.au/panel-changes.html panel-16ac34e-added-cfb-72 Tue, 07 Jul 2026 23:00:00 +0000 added Variable rate 5.95% · regional https://lendscope.com.au/panel-changes.html panel-16ac34e-added-nrma-73 Tue, 07 Jul 2026 23:00:00 +0000 added Variable rate 5.94% · nonbank https://lendscope.com.au/panel-changes.html panel-16ac34e-added-uty-74 Tue, 07 Jul 2026 23:00:00 +0000 added Variable rate 5.9% · regional https://lendscope.com.au/panel-changes.html panel-16ac34e-added-vir-75 Tue, 07 Jul 2026 23:00:00 +0000 added Variable rate 5.84% · subsidiary https://lendscope.com.au/panel-changes.html panel-16ac34e-added-unl-76 Tue, 07 Jul 2026 23:00:00 +0000 added Variable rate 5.89% · subsidiary https://lendscope.com.au/panel-changes.html panel-db14064-removed-rams-77 Tue, 07 Jul 2026 23:00:00 +0000 removed Closed to new applications https://lendscope.com.au/panel-changes.html panel-b59031e-rates-all-78 Tue, 07 Jul 2026 23:00:00 +0000 rates 4 down, 36 up · lowest variable now 5.84% https://lendscope.com.au/panel-changes.html panel-ab76841-rate-awb-79 Sun, 07 Jun 2026 23:00:00 +0000 rate from 5.89% https://lendscope.com.au/panel-changes.html panel-c9558cd-added-awb-80 Sun, 07 Jun 2026 23:00:00 +0000 added Variable rate 5.89% · regional https://lendscope.com.au/panel-changes.html panel-d44247c-panel-all-81 Thu, 14 May 2026 23:00:00 +0000 panel Initial lender panel